Five Questions About Private School Tuition: Answered

The reasons to send your child to a private school in Canada are abundant, from the small class sizes, expert educators and rigorous curriculum to specialized-learning opportunities and world-class facilities.

But, for many parents, navigating the issue of tuition can be a challenge. From figuring out financial feasibility to understanding what’s included and what isn’t, there’s a lot to unpack.

Here, then, are five of the most common questions—and the answers!—about tuition at Canadian private schools.

How much is tuition at a private school in Canada?

It varies by school, grade (younger grades are often less expensive) and campus location, among other factors. While tuition at some Canadian private schools can be upward of $80,000 per year, there are many private schools—especially those outside of major metropolitan areas—where annual tuition is less than $4,000.

What does private school tuition cover?

Typically, it covers the basics: the cost of operating and maintaining the school and its facilities, paying staff salaries, classroom equipment and materials, and extracurricular activities. “At our school, tuition covers the majority of programming and trips, including athletics teams and outdoor education trips,” says Heather Thomas, principal at Toronto’s Greenwood College School. Parents should be aware that there may also be additional expenses, such as the cost of books, school supplies (e.g., laptops), uniforms, meal plans and registration fees.

Is there any way to get a tuition discount?

Yes! Many private schools in Canada offer financial incentives, such as sibling discounts (i.e., enrolling more than one child at the school) or reduced tuition in exchange for parent volunteer hours. Check the school’s website or contact the admissions department to find out what might be available to you.

Do private schools offer financial aid?

Yes! Most private schools in Canada have financial aid options, which may include: offering parents payment plans, so that tuition is paid in instalments at regular intervals throughout the school year instead of in one lump sum; or need- or merit-based aid, where the total cost of tuition is reduced. And there’s no reason to feel embarrassed to ask for financial aid—it’s always smart to let the school know if financial assistance is needed.

What else can parents do to help pay for tuition?

There are plenty of ways to help finance a private school education. Most Canadian private schools offer scholarships, grants and/or bursaries, some of which may cover the entire cost of tuition, so be sure to investigate. Talk to a financial advisor, who can provide expert guidance on what you can afford, and how. And explore government tax credits, deductions, and benefits—such as an RESP (registered education savings plan), the Ontario Child Benefit and Canada child benefit—that can help offset the cost of tuition.

The key is doing your homework. As the saying goes: where there’s a will, there’s a way.